Financial Assessment: Income vs. Expenses
Chart Current Spending Patterns
Construct New Spending Chart
Develop Budget
Establish Debt Payment Plan
Negotiate Debt Plan with Creditors
Set Up Bill Payment Schedule
Remit Monthly Obligations
Prepare and Make Bank Deposits

Balance Checkbook
Reconcile Bank Account (optional)
Time Management
Prudent Shopping Methods
Meal Planning on a Budget
Avoiding Impulse Buying
Prioritizing-Making the Right Choices
Close Monitoring and Supervision
Encouragement and Moral Support